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El Oráculo de los 24 Atardeceres

Encontró una tablet que no solo almacenaba memoria, sino que también la creaba. ¿Hasta dónde estarías dispuesto a llegar por un recuerdo perfecto? El Oráculo de los 24 Atardeceres El paquete llegó sin remitente, solo una etiqueta con su nombre:  “ Dr. Alvaro Rojas , para sus atardeceres” . Adentro, envuelta en un silicio suave como terciopelo negro, estaba la  Tablet Android 15 de 10.1 pulgadas . No parecía salida de una fábrica, sino  cultivada . Su pantalla HD de 2560x1440 píxeles era un estanque de obsidiana líquida, profundo y listo para reflejar mundos. Alvaro, neurólogo retirado y viudo, la encendió. El  Octa Core  no roncó;  susurró  al ser activado. Pero el verdadero gancho no fue su velocidad, sino la primera notificación: *“ Memoria principal: 24GB . Memoria expandible detectada: +8GB . Espacio emocional disponible : Ilimitado. ¿Importar recuerdo clave?”*. Con un pulso tembloroso, Alvaro seleccionó el video más preciado de su archivo: ...

What A Bankruptcy Attorney Do

 What A Bankruptcy Attorney Do


A bankruptcy attorney is a type of lawyer who helps individuals and businesses file for bankruptcy. When a person or business files for bankruptcy, it is a legal process that allows them to restructure or cut their debts. The bankruptcy attorney helps their client navigate the process, which can be complex and involves a lot of paperwork and court appearances. They may also help their client understand their options for filing for bankruptcy and tell them on the best course of action for their specific situation. Besides representing their clients in bankruptcy proceedings, a bankruptcy attorney may also help their clients develop a plan to repay their debts, negotiate with creditors, and protect their assets.

Bankruptcy attorneys in my area

I'm sorry, but I am unable to search for specific businesses or individuals in your area. The reason for this is that you have not provide city State or zip code. But, there are some resources that you can use to find bankruptcy attorneys in your area. One option is to search online directories or websites that provide listings of attorneys in your area. You can also check with your local bar association, as they may be able to provide you with a referral to an attorney who practices bankruptcy law in your area. Finally, you can ask friends, family members, or other trusted individuals for recommendations. It's important to do your research and consider your options when choosing a bankruptcy attorney, as the right attorney can make a big difference in the outcome of your case.

What is the debt limit for Chapter 7?

To qualify for Chapter 7 bankruptcy, a person must pass a means test. The means test is a way to determine whether a person has the financial means to repay their debts. If a person's income is below the median income for their state and family size, they will qualify for Chapter 7 bankruptcy. If a person's income is above the median income for their state and family size, they must complete the means test to determine if they are eligible for Chapter 7 bankruptcy.

As part of the means test, a person's debts will be compared to their income. If a person's debts are deemed to be "consumer debts," meaning they are not business debts, and their income is below the state median, they will qualify for Chapter 7 bankruptcy. If a person's debts are not consumer debts, or if their income is above the state median, they may still qualify for Chapter 7 bankruptcy if they can prove they do not have enough income to repay their debts. There is no specific debt limit for Chapter 7 bankruptcy. The determination of whether a person qualifies for Chapter 7 bankruptcy is based on a variety of factors, including their income, expenses, and debts.

 Does Chapter 7 get denied? 

Yes, it is possible for a person to be denied Chapter 7 bankruptcy. To qualify for Chapter 7 bankruptcy, a person must pass a means test. The means test is a way to determine whether a person has the financial means to repay their debts. If a person's income is below the median income for their state and family size, they will qualify for Chapter 7 bankruptcy. If a person's income is above the median income for their state and family size, they must complete the means test to determine if they are eligible for Chapter 7 bankruptcy.

If a person's income is above the median income for their state and family size, and they are unable to prove they do not have enough income to repay their debts, they may be denied Chapter 7 bankruptcy. Also, a person may be denied Chapter 7 bankruptcy if they have filed for bankruptcy within the past eight years and their prior bankruptcy case was dismissed because they failed to appear in court or follow court orders. A person may also be denied Chapter 7 bankruptcy if they have engaged in certain types of fraudulent or malicious behavior, such as hiding assets or attempting to transfer property to avoid creditors.

  What do you lose when you file Chapter 7? 

When a person files for Chapter 7 bankruptcy, they may be required to sell some of their assets to pay off their debts. This process is known as liquidation. But, federal and state bankruptcy laws provide exemptions that protect certain types of property from being sold. The exemptions vary by state, but they generally include certain amounts of equity in a person's home, household furnishings, clothing, and personal property. In some states, a person may be able to choose between the state exemptions and a set of federal exemptions.

Besides to losing some assets through the liquidation process, a person who files for Chapter 7 bankruptcy may also experience other negative consequences. For example, their credit score may be affected, and it may be more difficult for them to get credit in the future. Filing for Chapter 7 bankruptcy can also have an impact on a person's employment, as some employers may view bankruptcy in a negative way. 

Conclusion

A person who files for Chapter 7 bankruptcy may feel a sense of shame or stigma, as bankruptcy is often viewed as a last resort for individuals and businesses facing financial difficulties.

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