Encontró una tablet que no solo almacenaba memoria, sino que también la creaba. ¿Hasta dónde estarías dispuesto a llegar por un recuerdo perfecto? El Oráculo de los 24 Atardeceres El paquete llegó sin remitente, solo una etiqueta con su nombre: “ Dr. Alvaro Rojas , para sus atardeceres” . Adentro, envuelta en un silicio suave como terciopelo negro, estaba la Tablet Android 15 de 10.1 pulgadas . No parecía salida de una fábrica, sino cultivada . Su pantalla HD de 2560x1440 píxeles era un estanque de obsidiana líquida, profundo y listo para reflejar mundos. Alvaro, neurólogo retirado y viudo, la encendió. El Octa Core no roncó; susurró al ser activado. Pero el verdadero gancho no fue su velocidad, sino la primera notificación: *“ Memoria principal: 24GB . Memoria expandible detectada: +8GB . Espacio emocional disponible : Ilimitado. ¿Importar recuerdo clave?”*. Con un pulso tembloroso, Alvaro seleccionó el video más preciado de su archivo: ...
Mortgage rates in Texas have been on the rise in recent months, following a trend seen nationwide. As of August 1, 2023, the average 30-year fixed mortgage rate in Texas is 6.65%, while the average 15-year fixed mortgage rate is 5.83%. These rates are significantly higher than they were a year ago, when the average 30-year fixed mortgage rate was 3.22%.
There are a number of factors that have contributed to the rise in mortgage rates, including the Federal Reserve's decision to raise interest rates in an effort to combat inflation. The Fed is expected to continue raising interest rates in the coming months, which could mean that mortgage rates will continue to climb.
The rising cost of mortgage rates is making it more expensive to buy a home in Texas. However, the state's strong economy and low unemployment rate are still attracting homebuyers. As a result, the Texas housing market remains competitive, even with higher mortgage rates.
If you are considering buying a home in Texas, it is important to factor in the rising cost of mortgage rates. You may want to consider a shorter-term mortgage, such as a 15-year fixed mortgage, in order to lock in a lower interest rate. You should also compare rates from different lenders to find the best deal.
Here is a table of current Texas mortgage rates:
| Loan Term | Average Rate |
| 30-year fixed | 6.65% |
| 15-year fixed | 5.83% |
| 5-year ARM | 6.44% |
| 7-year ARM | 6.69% |
| 10-year ARM | 6.89% |
These rates are subject to change, so it is important to get an updated quote from a lender before you apply for a mortgage.
**Tips for saving money on your mortgage**
There are a few things you can do to save money on your mortgage:
* Shop around for the best rates.
* Get pre-approved for a mortgage before you start shopping for a home.
* Make a large down payment.
* Consider a shorter-term mortgage.
* Pay extra on your mortgage each month.
By following these tips, you can save money on your mortgage and get a better deal on your home.
Source 😁 bard.google.com
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